No need to ask for “help” from family or friends, many people still confidently spend and enjoy a more comfortable life thanks to effective use of consumer finance companies’ solutions.

Mai Thi (28 years old, Go Vap), is an office woker with a good income so Thi is not afraid to spend more on professional improvement courses. Because, with Thi, investment in knowledge is an investment that never loses, the more knowledge you expand, the more opportunities for advancement and a better salary.

However, there are times when it comes to “addiction” to shopping, need to pay tuition at the same time.

“That time, the language center had a 50% discount for only 10 early registration times of the day. The course I enjoyed, plus there were promotions that made me even more excited. I figured that the day when the salary would pay the tuition fee was just in time, but unfortunately, at the end of the year, the company had a lot of expenses, so the late salary made me fall into a financial passive position. ”, Thi said.

After learning about some consumer loan solutions, the “quick advance” option through the Credit Card of VietCredit was used by Thi as a “savior” for this situation.

“Thanks to the VietCredit’s Credit Card, I withdraw the “advance” to pay tuition fees, just in time for the promotion. When my salary comes back, I just need to transfer via bank or via MoMo wallet to pay the loan. As it turns out, I have both enjoyed 50% discount on tuition fee and 0% interest discount in accordance with the interest free policy for the first 7 days since activating VietCredit card, but most of all, I did not miss the opportunity to join in a favorite course. ”, Thi said.

Thanh Phong (26 years old, District 3), still young and has a lot of passion, is typical of the type of active boys who like to experience the feeling of “move”, so Phong often “hunts” for tours at the weekend.

“Once I booked a travel ticket on a Friday because I was sure that the salary was Thursday, by that time the company announced the salary late, the time was too fast, I had to borrow temporarily from friends. But I felt awkward because it was the end of the month, my friends didn’t have much money. ”, Phong recounted his experience.

Introduced by his friend, after learning about the benefits of the VietCredit’s Credit Card, Phong also put a card in his wallet for financial backup to promptly respond to urgent situations. Now, without waiting to accumulate savings and asking to borrow other people, Phong can still buy tour with travel.

“When I travel, I don’t have to worry about keeping a lot of money with me. When needed, I withdraw money from the VietCredit’s Credit Card, even 100% of the limit granted at the nearest ATM at any time can be withdrawn. Moreover, the interest rate is simply calculated on the actual amount withdrawn and according to the actual usage date, so I can easily calculate and proactively control my outstanding balance ”, Phong shared.

One of VietCredit’s first customers, Ms. Thu Hong, 36 years old, currently living in District 7, Ho Chi Minh City, said that with women who are both office workers and housewives, nowadays, they are not only “on a shoestring” the family’s usual living expenses but also dozens of unnamed expenses such as diplomacy, clothes, beauty, shopping …

There are times when the consumption demand increases unexpectedly arose on late salary days that women could not handle it in time. Can not Borrowing from colleagues, borrowing from friends is also not done, withdrawing the passbook will regret the interest due to the due date, so owning the Credit Card of VietCredit is like having a practical financial “ally”.

Ms. Hong used an example: “Thanks to using VietCredit’s Credit Card, I am more confident and proactive in my daily spending. I no longer have to consider much when I want to buy something for my family. I also boldly register for my children to participate in summer courses to combine abroad so that they can explore the world more. My home life is more comfortable and convinient than before. ”

“At first, I only considered the form of consumer loans via credit cards of VietCredit as an instant “rescue”. But the more you use it, the more convenience and advantage it is. ”, Ms. Hong added.

Convenience is that the cardholder is granted a credit line and actively borrows continuously within this limit for up to 3 years without re-applying, waiting for appraisal. Cardholders also have the flexibility to choose the period of periodical payment according to their ability, helping to reduce the pressure to pay significantly.

The advantage is that the cardholder does not have to pay any fees from consulting fees, card opening fees, to annual fees, maintenance fees and even pre-payment fees. This outstanding policy has made VietCredit Credit Card increasingly popular.

With the quick time of reviewing and issuing cards, VietCredit has helped many individuals with financial autonomy to enjoy a more comfortable and happy life with their personal preferences. However, “it should not be because the loan is easy, but abuse the loan when it is not really necessary or the loan is too affordable” is the advice from VietCredit’s representative to help customers to have a loan plan that suits their needs.

Contact hotline 1900 6515 for more information.